CIMB Bank Philippines is a BSP-licensed digital bank offering high-interest savings accounts, personal loans, and a Visa debit card fully managed through their mobile app — no branch visits required. Known for launching as one of the Philippines' first truly digital banks with competitive interest rates on peso savings, CIMB has attracted Filipino users who want better returns than traditional banks without leaving home. Their UpSave account and GSave (via GCash) feature consistently offer above-average interest rates for Philippine peso savings. Filipino savers rate CIMB as one of the best digital banks for growing emergency funds with no maintaining balance requirement.

Visa & Mastercard Cashback on CIMB Debit Card Transactions
CIMB Visa debit · Partner merchants · All users
Mastercard Exclusive Rewards on CIMB Spending
Mastercard · Partner promos · Payday event
Existing CIMB User Interest Rate Boost Promo
Existing CIMB accounts · UpSave · Promotional periods
New CIMB Account Welcome Bonus on First Deposit
New accounts · First deposit · Min. ₱1,000
CIMB Personal Loan — Competitive Interest Rate Offer
Personal loans · Competitive rates · Quick approval

How to Use These Codes

There are two reliable ways to apply a CIMB Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website — the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.

Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically — you don't need to enter anything manually.

"Dati ang savings account ko sa tradisyonal na bangko — maliit lang ang interest, kailangang may maintaining balance pa. Sa CIMB, walang maintaining balance at mas mataas ang interest. In-open ko sa phone lang, lima minuto lang. Hindi na ako nagbabalik sa dati."
CIMB Philippines promo codes and verified discount vouchers — June 2026 deals updated weekly by TipidNation
Verified CIMB Philippines coupon codes for June 2026. TipidNation tests every deal on the digital banking app before listing — no expired codes.

CIMB vs. The Digital Banking Alternatives

When should you use CIMB, and when is the competition the better bet? Here's the honest breakdown.

CIMB
High-Interest Savings
UpSave + GSave
No maintaining balance
GCash
E-Wallet Leader
GSave + GSave CIMB
Cashback promos
Maya
Banking + Wallet
Maya Savings 3.5%
Crypto + QR pay
Tonik
Savings Specialist
Up to 6% interest
Stash accounts

CIMB is the go-to for Filipino savers who want high-interest digital savings without maintaining balance requirements. GSave within GCash Philippines is powered by CIMB — making CIMB accessible directly through the GCash app for existing users. Maya Philippines deals offer comparable savings rates with the additional benefit of a combined e-wallet and banking experience. Tonik Philippines promo codes compete directly with CIMB for the highest available interest rates on peso savings.

Account Types, Interest Rates & Features

CIMB Philippines offers UpSave (high-interest savings, Visa debit card), FastSave (time deposit), and GSave (accessible via GCash). UpSave interest rates are competitive — check the CIMB app for current rates as they are updated periodically. All CIMB accounts are BSP-insured under PDIC for up to ₱500,000 per depositor. Account opening is fully digital via the CIMB app (iOS/Android) with a GCash, Maya, or bank selfie verification.

CIMB Philippines personal loans are available to employed Filipinos with approved amounts up to ₱1 million at competitive fixed interest rates — fully applied via the CIMB app with digital document submission. Loan approval can come within 10 minutes for qualified applicants. Disbursement goes directly to the CIMB savings account or third-party bank via InstaPay.

Your 5-Step CIMB Account Opening Guide

1

Download the CIMB App

Download the CIMB Philippines app from App Store or Google Play. Available on iOS 13+ and Android 8.0+.

2

Register and Verify

Enter your mobile number and create a PIN. Submit a valid Philippine government ID and take a selfie for KYC verification.

3

Choose Your Account Type

Select UpSave for a Visa debit card and highest savings interest, or open via GCash (GSave) for seamless integration with your existing e-wallet.

4

Make Your First Deposit

Fund via GCash, Maya, or InstaPay from any Philippine bank. No minimum initial deposit for UpSave — start with any amount.

5

Activate Your Debit Card

After approval, activate your virtual Visa debit card for online shopping immediately. Your physical Visa debit card arrives within 5–10 business days.

Frequently Asked Questions

What is the interest rate of CIMB Bank Philippines for June 2026?
CIMB Philippines UpSave interest rates change periodically — check the CIMB app or official website for the current rate. Historically, CIMB has maintained above-average rates compared to traditional Philippine banks. GSave (accessible via GCash) may offer different promotional rates during campaign periods.
Is CIMB Philippines safe and BSP-licensed?
Yes. CIMB Bank Philippines is a BSP-licensed commercial bank and a member of the Philippine Deposit Insurance Corporation (PDIC). Your deposits are insured up to ₱500,000 per depositor — the same protection as traditional Philippine banks. CIMB is part of the CIMB Group, one of Southeast Asia's largest financial groups.
How do I access CIMB GSave through GCash?
Open GCash and tap "Save Money" → "GSave." If you don't have a GSave account, tap "Open an Account." Your CIMB GSave account links directly to your GCash wallet, allowing instant transfers between GCash and savings. GSave interest is computed daily and credited monthly.
Does CIMB Philippines have a physical branch?
No. CIMB Philippines is a fully digital bank — there are no physical branches. All banking is done through the CIMB app or GCash for GSave users. Customer support is available via the CIMB app chat, email, or phone hotline. This is consistent with CIMB's digital-first operating model across Southeast Asia.
What is the minimum balance for a CIMB Philippines account?
CIMB Philippines UpSave and GSave accounts have no minimum maintaining balance requirement — a significant advantage over traditional Philippine banks that charge fees for falling below maintaining balance levels. You can open an account with any initial deposit amount and maintain a zero balance without penalties.

Expired Codes Archive

We keep expired codes listed so you know what to avoid — and what replaced them.

Expired Code Original Offer Replacement
CIMBPH500 ₱500 welcome bonus — 2025 Current active deal above
CIMBSAVE10 Extra 1% interest boost — Q1 2026 Current active deal above
CIMNEW200 ₱200 new account bonus See current deal above

Last updated: June 15, 2026 · Next check: June 22, 2026 · Tested on CIMB Philippines app (iOS, Philippines region)