UNO Digital Bank is a BSP-licensed Philippine digital bank offering high-yield savings accounts, a Mastercard debit card, and financial tools designed for modern Filipino savers who want their money to grow without traditional banking friction. Backed by Asialink Finance and UnionBank, UNO provides competitive savings interest rates, instant account opening via selfie KYC, and a growing suite of financial products. Their savings products and Mastercard debit card provide Filipino users with a full banking experience from their smartphone. Filipino savers rate UNO Digital Bank as an emerging alternative to CIMB and Tonik for competitive interest rates and growing feature set.
How to Use These Codes
There are two reliable ways to apply a UNO Digital Bank Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website — the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.
Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically — you don't need to enter anything manually.
UNO Digital Bank vs. The Alternatives
When should you use UNO Digital Bank, and when is the competition the better bet? Here's the honest breakdown.
Mastercard debit
Widest merchant base
QR pay everywhere
Group savings feature
UNO Digital Bank is the right choice for Filipino savers who want competitive rates with the backing of established financial institutions (UnionBank and Asialink). GCash Philippines deals are the most widely used e-wallet with accessible GSave savings. Maya Philippines promo codes combine e-wallet, banking, and crypto in a single app. Tonik Philippines deals lead specifically on the highest available Stash interest rates. UNO is a growing player with strong institutional backing.
Account Features, Interest Rates & Digital Tools
UNO Digital Bank Philippines offers a high-yield savings account with competitive interest rates, a physical and virtual Mastercard debit card, InstaPay and PESONet transfers, and bills payment. Account opening is fully digital via the UNO app — submit a valid Philippine government ID and complete selfie KYC for approval typically within minutes. No minimum maintaining balance required.
UNO's UnoCycle rewards program earns points on debit card spending that can be redeemed for savings interest rate boosts or cashback — a loyalty mechanism that rewards active account users. PDIC insurance covers UNO deposits up to ₱500,000. Customer support is available via in-app chat and email.
Your 5-Step UNO Digital Bank Guide
Download the UNO App
Download UNO Digital Bank from App Store or Google Play. Available for iOS 12+ and Android 7.0+.
Register and Verify
Enter your mobile number and submit a valid Philippine government ID. Complete the selfie KYC verification — approval typically takes minutes.
Fund Your Account
Transfer from any Philippine bank via InstaPay or PESONet. No minimum deposit required to open your account.
Activate Your Mastercard
Request your virtual UNO Mastercard immediately for online shopping. Apply for the physical card via the app for in-store and ATM use.
Earn UnoCycle Points
Use your UNO Mastercard for eligible purchases to earn UnoCycle points. Redeem via the app for savings rate boosts or cashback credits.
Frequently Asked Questions
Expired Codes Archive
We keep expired codes listed so you know what to avoid — and what replaced them.
| Expired Code | Original Offer | Replacement |
|---|---|---|
| ₱500 welcome bonus — 2025 | Current active deal above | |
| ₱200 new account bonus | Current active deal above | |
| Extra 1% interest rate boost | See current deal above |
Last updated: June 15, 2026 · Next check: June 22, 2026 · Tested on UNO Digital Bank app (iOS, Philippines region)