Wise lets you send and receive money at the mid-market exchange rate with a clear fee, which often beats traditional banks. It started in London in 2011 as TransferWise and is a favorite among OFWs, freelancers and students abroad. The offers below cover first-transfer perks and referrals. For the wider remittance picture, read our best digital banks for OFW remittances and the padala and pasalubong tips.
There are two reliable ways to apply a Wise Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website, the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.
Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically, you don't need to enter anything manually.
"Nung nag-aaral ako sa Melbourne, Wise ang gamit ko para ipadala ang ipon ko pauwi. Kita ko agad ang rate at fee kaya hindi ako nagulat. Mas malaki ang natatanggap ng nanay ko kumpara sa dati naming remittance center."
Wise Philippines low-fee transfer and referral offers, updated weekly by TipidNation. Check the terms of each offer before you apply or send.
Wise vs. The Alternatives
When should you use Wise, and when is the competition the better bet? Here's the honest breakdown.
Wise supports sending to Philippine bank accounts, and some delivery options may include wallets depending on the corridor. Transfers often arrive quickly, though timing varies by bank and country.
Before sending, compare the total fee and the rate with other providers. During Christmas and graduation season, send a day or two early to avoid delays.
Your 5-Step Wise Transfer Guide
1
Create Your Account
Sign up with your email and complete identity verification.
2
Add Your Recipient
Enter their Philippine bank details and double-check the account number.
3
Compare Fee and Rate
Review the amount your recipient gets before confirming.
4
Fund the Transfer
Pay by bank transfer or card, keeping an eye on method fees.
5
Track Delivery
Watch the status screen until the funds arrive.
Frequently Asked Questions
Is Wise safe and regulated?
Wise is authorized and regulated in multiple jurisdictions where it operates. Always use the official app and website.
Where is Wise from?
Wise started in London in 2011 as TransferWise and rebranded to Wise in 2021.
Can I send money to the Philippines with Wise?
Yes, the Philippines is a supported destination. Delivery options depend on your sending country.
How much does Wise charge?
Fees vary by route and payment method. Wise's Philippines pages quote fees from about 0.57% with the mid-market rate, but check the live calculator for exact numbers before you send.
Is Wise cheaper than PayPal?
Often yes for conversion, but compare the final amount each way. See our PayPal page.
Can I receive money in a Wise account as a freelancer?
Yes, Wise offers account details in several currencies. Availability depends on your residency and eligibility.
How fast do transfers arrive?
Many arrive within a day, but some take longer. Timing depends on the payment method and the bank.
Does Wise work for OFWs?
Yes, many OFWs use it to send money home. Compare it with Remitly for cash pickup needs.
Still Here? Don't Leave Without the Code
6 active Wise codes, free to use, no sign-up required.
