Bank of Commerce, often called BankCom, is a Philippine commercial bank and the banking arm of San Miguel Corporation since 2008. Its roots go back to the Overseas Bank of Manila, founded in 1963. In August 2026 it reported adding branches and branch-light units in Lipa, Rizal, San Pablo in Laguna and Catbalogan. If you shop at San Miguel-linked brands or want a smaller bank with personal service, the promos below may fit. Compare cards in our no annual fee credit cards guide before you apply.
How to Use These Codes
There are two reliable ways to apply a Bank of Commerce Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website, the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.
Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically, you don't need to enter anything manually.
Bank of Commerce vs. The Alternatives
When should you use Bank of Commerce, and when is the competition the better bet? Here's the honest breakdown.
Card and savings promos
Wide promos
OFW friendly
Savings focus
Bank of Commerce suits clients who prefer a mid-size bank. BDO Philippines promo codes offer broader promo variety, PNB Philippines deals lean toward OFW services, and PSBank Philippines is another savings-friendly option backed by Metrobank.
Branches, ATMs and Digital Banking
Bank of Commerce has branches across major cities, supported by BancNet ATMs and online banking. Branch hours and services differ by location.
For provincial clients in Cavite, Laguna and Cebu, check the branch locator before applying, so you know where you can transact in person.
Your 5-Step Bank of Commerce Account Guide
Select Your Product
Pick between a savings account, credit card or loan.
Prepare Requirements
Bring two valid IDs and proof of address or income.
Apply Online or Walk In
Submit your documents and confirm your contact details.
Activate Digital Banking
Register for online banking to manage transfers and statements.
Watch for Promos
Check announcements for card and savings campaigns.
Frequently Asked Questions
4 active Bank of Commerce codes, free to use, no sign-up required.
Get Bank of Commerce Code →Past Offers Archive
A record of past promotions so you know what's changed, and what replaced them.
Swipe the table sideways →
| Past Offer | Replaced By |
|---|---|
| Card Welcome Reward, Christmas 2025 | Current welcome offer above |
| Savings Rate Campaign, Mid-Year 2026 | Savings account campaign above |
| Installment Promo, 11.11 2025 | Cardholder installment promo above |
Last updated: October 13, 2026 · Next check: October 20, 2026 · Deals refreshed weekly by TipidNation
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