💚 Maya Philippines Promo Codes, Cashback, and Savings Deals 2025

Earn ₱50 instantly when you sign up with Maya using code @johnarce — and get up to 15% interest p.a. on your savings!

🇵🇭 About Maya Philippines

Maya Philippines, formerly known as PayMaya, has evolved from a digital wallet into a full-fledged digital bank and finance super app. Now under Maya Bank, it’s proudly licensed by the Bangko Sentral ng Pilipinas (BSP) and designed to give Filipinos the power to save, spend, invest, and earn — all in one sleek app.

Maya Promo Codes Philippines

From cashback rewards, crypto trading, and instant bill payments, to high-yield savings, Maya continues to push boundaries for digital finance in the Philippines. It’s an all-in-one app trusted by millions of Filipinos who love cashback promos, reward codes, and online vouchers.

When you use the invite code @johnarce, you’ll instantly get ₱50 FREE credit upon signup — plus access to Maya’s high-interest savings, referral bonuses, and special deals on shopping, food, and travel!

💰 Maya PH Features, Products & Services

🎉 Maya Promo Codes & Ongoing Deals 2025

🗓️ Maya PH Sale Calendar & Year-Round Discounts

Maya 11-11 Promo Codes Philippines

🪙 How to Claim ₱50 Bonus Using Code @johnarce

1. Download the Maya app via Google Play or the App Store.

2. Register a new account using your mobile number.

3. Go to the invite/referral section and enter the code @johnarce.

4. Verify your account and make your first transaction.

5. Receive ₱50 FREE in your Maya Wallet!

🔗 Or simply register using this referral link:
👉 https://www.maya.ph/app/registration?invite=@johnarce

📊 Maya vs GCash — Which Is Better for You?

Below is a side-by-side comparison of Maya (as a digital bank) and GCash (as a digital wallet / payments platform) to help Filipino users decide which suits their financial habits:

Maya vs GCash Comparison

📝 Notes & Observations

• Maya’s 15% boosted interest is subject to certain conditions (usage, payments, etc.) and usually capped on the first ₱100,000 of balance.

• GCash is very strong in everyday utility (bill payments, mobile top-ups, QR payments) with vast merchant reach.

• Because GCash is not a bank, funds parked in GCash are not insured by PDIC; Maya’s status as a digital bank gives more financial safeguards for depositors.

• Some users mention that above ₱100,000, Maya returns to the base 3.5% rate unless promotional bonuses apply.

• GCash’s strength is liquidity and ubiquity — many merchants accept GCash (offline, online, events).

• Maya is pushing to be more than a wallet — with credit lines, deposit products, and banking features baked in.

💬 FAQs – Maya Philippines

1. What is Maya?
   Maya is an all-in-one financial app offering digital banking, wallet services, and investing tools for Filipinos.

2. Is Maya a bank?
   Yes. Maya Bank is licensed by the Bangko Sentral ng Pilipinas (BSP) and PDIC-insured up to ₱500,000 per depositor.

3. How do I get ₱50 with Maya?
   Use the referral code @johnarce or the invite link to sign up and verify your account.

4. Can I really earn 15% interest on my savings?
   Yes! Maya offers up to 15% interest p.a. when you complete in-app challenges or use your account actively.

5. Is there a minimum balance for Maya Savings?
   None. You can start earning interest even with small deposits.

6. How often is the interest credited?
   Daily — so you see your savings grow every single day!

7. Does Maya have a debit card?
   Yes. You can order a Maya Visa or Mastercard (virtual or physical) for online and in-store shopping.

8. Can I pay bills using Maya?
   Absolutely! You can pay Meralco, PLDT, Globe, Smart, Maynilad, and hundreds of other billers.

9. Can I use Maya for Shopee and Lazada payments?
   Yes. Maya often partners with e-commerce platforms to offer cashback and discounts.

10. Does Maya offer cashback for transactions?
    Yes, select payments and partner merchants give up to 10% cashback.

11. Can I buy crypto using Maya?
    Yes, Maya lets you trade Bitcoin, Ethereum, and other digital assets directly in-app.

12. How do I send money to another bank?
    Use InstaPay or PESONet — both available in Maya for instant transfers.

13. Is Maya safe?
    100%. It’s regulated by BSP and PDIC-insured for savings.

14. Can I use Maya overseas?
    The app works globally, and the Maya card supports international online purchases.

15. Does Maya charge any fees?
    Most services are free, but cash-in or cash-out via certain outlets may have small fees.

16. Can I link Maya to GCash or ShopeePay?
    Yes, transfers between wallets are supported via InstaPay.

17. How do referrals work?
    Share your invite code; when your friend signs up and verifies, both earn ₱50.

18. Does Maya have loans or credit?
    Yes, Maya Credit offers flexible pay-later options for verified users.

19. How can I contact Maya?
    Use the in-app Help Center, email support@maya.ph, or chat with Maya’s customer care on Facebook.

20. Is Maya available on desktop or just mobile?
    Maya is primarily mobile-based, but web access for certain services is in development.

🏁 Final Thoughts

Maya Philippines continues to be one of the most powerful all-in-one finance apps in the country — perfect for Filipinos who want convenience, cashback, and high interest savings in one place. From paying bills to investing in crypto, Maya does it all — fast, safe, and reward-filled.

💡 Tip: Don’t miss your chance to earn your ₱50 signup bonus and up to 15% savings interest.
👉 Use code @johnarce or register via this link to start your journey with Maya today!