Shopee 11.11 Cards/Wallet Promos at a Glance
Shopee says you can get "up to 50% off from our bank partners" during Shopee 11.11. The table below lists each promo on the page, sorted by the largest discount cap. The "value at minimum spend" column shows what a cart exactly at the minimum would save, so you can compare small and large carts. For the sale itself, see our Shopee 11.11 Sale guide.
| Bank or wallet | Discount | Min. spend | Value at min. spend | Valid |
|---|---|---|---|---|
| Metrobank | Extra 50% off, max ₱6,000 | ₱9,000 | ₱4,500 | Nov 10 to 12, 11AM and 6PM only |
| Bank of Commerce (credit) | 10% off, up to ₱2,000 | ₱5,000 | ₱500 | Nov 1 to 12 |
| Bank of Commerce | 10% off, up to ₱2,000 | ₱2,500 | ₱250 | Nov 1 to 12 |
| Chinabank (credit/debit) | 15% off, up to ₱1,500 | ₱7,500 | ₱1,125 | Nov 11, 3PM to 4PM only |
| Metrobank (credit) | Extra ₱1,000 off | ₱5,000 | ₱1,000 | Nov 11 to 12 |
| BPI (credit) | Extra ₱1,000 off | ₱5,500 | ₱1,000 | Nov 10 to 12 |
| UnionBank (credit) | Extra ₱1,000 off | ₱6,000 | ₱1,000 | Nov 11, 12NN to 2PM only |
| Eastwest (credit) | 15% off, up to ₱500 | ₱2,500 | ₱375 | Nov 11 only |
| BDO (credit) | Extra ₱500 off | ₱5,000 | ₱500 | Nov 10 to 12 |
| Maya (credit) | Extra ₱500 off | ₱3,000 | ₱500 | Nov 7 to 11 |
| RCBC (credit) | Extra ₱500 off | ₱5,000 | ₱500 | Nov 11 to 12 |
| AUB Credit Cards | 10% off, up to ₱500 | ₱3,000 | ₱300 | Nov 1 to 12 |
| RCBC / Iskartech | 20% off, up to ₱300 | ₱500 | ₱100 | Nov 1 to 30 |
| Chinabank (credit/debit) | Extra ₱300 off | ₱2,000 | ₱300 | Nov 10 to 12 |
| Eastwest | Extra ₱200 off | ₱2,000 | ₱200 | Nov 1 to 12 |
| Eastwest Rural Bank | Extra ₱100 off | ₱1,000 | ₱100 | Nov 1 to 12 |
| Komo by Eastwest | Extra ₱100 off | ₱1,000 | ₱100 | Nov 1 to 12 |
All of these are listed as one-time use. Some run for only one or two hours on one day, so a cart that is ready before the window opens has the best chance. Shopee can change or end any promo, so confirm in the app before you pay.
Pick your card at checkout and see which partner discount applies to your cart.
Shop on Shopee 11.11 →How to Use a Bank Promo on Shopee
Shopee's page shows the same four steps for every bank deal. Follow them in order so the payment discount shows up at the end:
| Step | What to do |
|---|---|
| 1 | In your cart, tap Shopee Vouchers |
| 2 | Select your best vouchers and tap OK |
| 3 | Under Payment Method, choose Credit/Debit Card and pick the partner bank discount |
| 4 | Check the Payment Discount line in your order summary, then pay |
Collect your free-shipping and sitewide vouchers first. Our voucher stacking guide explains the order, and Shopee Coins can lower the cart further. Browse the Shopee page for current vouchers.
Bank of the Day: Weekly and Monthly Deals
Shopee also rotates a "Bank of the Day". These repeat every week or month, so they are useful outside 11.11 too:
| Day | Bank | Discount | Min. spend |
|---|---|---|---|
| Monday | Chinabank | Extra ₱300 off | ₱2,000 |
| Wednesday | UnionBank | 10% off, max ₱400 | ₱3,000 (12NN to 2PM only) |
| Thursday | Security Bank | Extra ₱300 off | ₱3,500 |
| Friday | Metrobank | Extra ₱200 off | ₱2,000 |
| Monthly | Mastercard | ₱270 off, once a month, limited quantities | ₱1,800 |
| Monthly | Mastercard (selected card tiers) | Extra ₱160 off, once a month | ₱1,600 |
| Daily | MariBank | Listed on the page, no banner shown | See the app |
If your cart is not tied to a date, match it to the day. A ₱2,000 order on a Monday with Chinabank saves ₱300 (15%), which beats most flat discounts at that spend level.
0% Installment and Big-Ticket Promos
For phones, laptops and appliances, Shopee advertises credit card installment at 0% interest for up to 36 months with BPI, Metrobank, UnionBank, HSBC and MariBank. Brand-specific offers sit on top of that:
| Product | Bank | Offer | Valid |
|---|---|---|---|
| Apple products (Shopee Mall) | BPI FlexiPay Zero | Up to ₱8,000 off + 0% for up to 24 months | Oct 2 to Nov 30 |
| iPhone Duo | BPI FlexiPay Zero | Up to ₱15,000 off + 0% for up to 24 months | Oct 14 to Nov 30 |
| iPhone Duo (Apple Flagship Store) | Metrobank | Up to ₱19,000 off on installments | Oct 14 to 30 |
| iPhone 18 Pro | BPI FlexiPay Zero | 6% off + 0% for up to 24 months | Oct 2 to Nov 30 |
| Apple Flagship Store | UnionBank PayEasy | Up to ₱12,500 off + 0% for up to 24 months | Oct 1 to Dec 31 |
| Samsung Galaxy Tab S12 Ultra and S12+ | UnionBank | 15% off + 0% for up to 36 months | Oct 10 to Dec 31 |
Shopee also shows installment vouchers by product, such as 6% to 7% off (up to ₱12.2K to ₱19K) for the new iPhone launch and 15% off (up to ₱15K) for the Samsung tab. If you are weighing SPayLater against a card, read how SPayLater works and compare it with the card installment above. See also our Samsung 11.11 guide.
Which Promo Fits Your Cart?
Match the promo to your spend instead of chasing the largest headline. This table shows the best pick at each cart size, using the offers above:
| Cart size | Best fit | Why |
|---|---|---|
| ₱500 to ₱1,000 | RCBC / Iskartech or Eastwest Rural Bank / Komo | Low minimum spend, valid for most of the sale |
| ₱2,000 to ₱3,000 | Eastwest 15% (Nov 11), Chinabank ₱300, Maya ₱500 (Nov 7 to 11) | Eastwest saves ₱375 at ₱2,500; Maya saves ₱500 at ₱3,000 |
| ₱5,000 to ₱6,000 | BPI, Metrobank or UnionBank extra ₱1,000 | A flat ₱1,000 is about 17% to 20% at this spend |
| ₱7,500 to ₱10,000 | Chinabank 15% (Nov 11, 3PM to 4PM) | Saves ₱1,125 at ₱7,500, up to ₱1,500 at ₱10,000 |
| ₱9,000 and above | Metrobank extra 50% (Nov 10 to 12) | Up to ₱6,000, but only at 11AM or 6PM |
Do not add items just to reach a minimum. A promo that saves ₱500 is not a deal if you spend ₱2,000 extra to get it.
Tricks to Get More From Card Promos
1. Set alarms for timed windows. Metrobank (11AM and 6PM), Chinabank (3PM to 4PM on Nov 11) and UnionBank (12NN to 2PM) only apply in short windows. Have your cart ready and your card details saved.
2. Check eligibility before the sale. Some promos need specific card tiers or a credit (not debit) card. Our 11.11 cards and e-wallets guide helps you decide which card to carry.
3. Watch limited quantities. The Mastercard monthly voucher is marked limited, so claim it early in the month, not on 11.11 day.
4. Pair it with ShopeeVIP perks. Free shipping and daily vouchers still apply separately. See ShopeeVIP cost, perks and tricks to see if it pays off for you.
5. Use the day-of-week deals after 11.11. The Bank of the Day schedule keeps running, so you do not need to wait for the next big sale.
6. Read the hacks guide. Our best Shopee hacks cover coins, vouchers and cashback that work alongside bank promos.
Open Shopee, apply your vouchers and choose your bank promo at payment.
Wallets and Safety Notes
The partner page shows Maya as the only wallet-linked promo (a credit card deal). There is no GCash or ShopeePay discount listed, so compare payment methods in our best payment method for Shopee 11.11, and see the Maya and ShopeePay pages for their own promos.
Pay only through Shopee checkout and never share your OTP or card number with a seller. If you are new to the platform, read whether Shopee is legit, or compare it in Shopee vs Lazada.
Shopee Card Promos for Other Sales
We keep this URL for every Shopee sale, so the same page will carry the 12.12 bank and wallet promos once Shopee publishes them. Planning ahead? See the 12.12 Sale page and the 12.12 Sale guide. Our 11.11 Sale page covers every platform.
Tap through to Shopee and use the bank promo that fits your cart.
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