China Banking Corporation (China Bank) is one of the Philippines' oldest and most trusted private commercial banks, founded in 1920, offering credit cards, savings accounts, auto loans, and home loans to Filipino individuals and businesses nationwide. Known for their China Bank Savings digital banking arm and a competitive credit card lineup, China Bank provides traditional banking stability with modern digital features through their mobile app. Their credit cards — including the China Bank Classic, Gold, and Platinum Mastercard — offer rebates, reward points, and exclusive dining and lifestyle partnerships. Filipino banking customers rate China Bank for reliability, wide ATM network, and trusted financial products.

Visa & Mastercard Cashback on China Bank Credit Card
China Bank Mastercard · Partner merchants · All cardholders
Mastercard Exclusive Payday China Bank Deal
China Bank Mastercard · Payday event · Selected merchants
Existing Cardholder Bonus Points on Annual Renewal
Existing credit cards · Annual renewal · All tiers
New Credit Card Applicant Welcome Rewards Bundle
New credit card applicants · Approved accounts · 30-day window
China Bank 0% Installment Plan — No Interest Shopping
0% installment · Partner merchants · 3–24 months

How to Use These Codes

There are two reliable ways to apply a China Bank Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website — the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.

Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically — you don't need to enter anything manually.

"Matagal na akong may China Bank account — credit card ko doon, savings, at housing loan. Masaya ako dahil malawak ang ATM nila at maraming partners ang credit card ko. Tuwing birthday at anniversary may extra rewards pa. Hindi ko ipapalit ang China Bank sa ibang bangko."
China Bank Philippines promo codes and verified discount vouchers — June 2026 deals updated weekly by TipidNation
Verified China Bank Philippines coupon codes for June 2026. TipidNation tests every deal on the digital banking app before listing — no expired codes.

China Bank vs. The Alternatives

When should you use China Bank, and when is the competition the better bet? Here's the honest breakdown.

China Bank
Legacy Private Bank
Since 1920, trusted
Wide branch network
BDO
Largest Network
Most ATMs in PH
SM banking integration
BPI
Oldest Bank
Since 1851
Strong credit products
Metrobank
Premium Banking
GT Metro Group
Business banking

China Bank is a strong choice for Filipinos who value a private commercial bank with a 100-year track record, competitive credit card rewards, and nationwide ATM and branch presence. BDO Philippines promo codes lead on the largest ATM network and SM shopping integration. BPI Philippines credit card deals offer strong travel rewards and the longest heritage in Philippine banking. China Bank competes particularly well on home loans, auto loans, and SME banking products.

Banking Products, Branches & Digital Features

China Bank Philippines has over 600 branches and 800+ ATMs nationwide. Their product range includes savings accounts, current accounts, time deposits, China Bank Savings digital savings, credit cards (Classic, Gold, Platinum Mastercard), auto loans, home loans, and business banking. The China Bank mobile app provides fund transfers, bills payment, e-statements, and credit card management for registered users.

China Bank Savings is their BSP-licensed digital banking subsidiary offering higher-yield savings accounts accessible via mobile app. For credit card applications, China Bank requires a minimum monthly income of ₱15,000 for Classic card applicants — requirements increase for Gold and Platinum tiers. Applications are submitted online or at any China Bank branch, with approval typically within 7–10 business days.

Your 5-Step China Bank Credit Card Guide

1

Choose Your Card Tier

Classic (basic cashback), Gold (higher limits, airport lounge access), or Platinum (premium rewards, concierge). Match your income and spending habits to the appropriate tier.

2

Prepare Requirements

Gather your latest ITR or payslip (2 months), company ID, and two valid government IDs. Employment certificate may be required for first-time applicants.

3

Apply Online or In-Branch

Submit your application at chinabank.ph/credit-cards or visit any China Bank branch. Online applications process faster with digital document uploads.

4

Activate Your Card

Upon approval and card delivery, activate via the China Bank mobile app or by calling the credit card hotline. Enable online transaction PIN for e-commerce purchases.

5

Earn and Redeem Rewards

Use your card for partner merchant purchases to earn double or triple points. Redeem rewards via the China Bank mobile app for cash credits, vouchers, or airline miles.

Frequently Asked Questions

What is the best China Bank credit card for Filipino everyday users?
The China Bank Classic Mastercard is the best entry-level option — accessible income requirements, cashback on everyday spending, and no annual fee waiver conditions for first year. The China Bank Gold Mastercard unlocks higher rewards rates and lifestyle benefits for moderate spenders. The Platinum card is best for high-income earners who want premium lounge access and maximum reward multipliers.
Is China Bank safe and BSP-licensed?
Yes. China Banking Corporation is a BSP-licensed commercial bank, PDIC member, and publicly listed on the Philippine Stock Exchange (PSE: CHIB). Founded in 1920, China Bank is one of the most established private commercial banks in the Philippines with over 100 years of uninterrupted operations.
Where can I find China Bank ATMs and branches?
China Bank has over 600 branches and 800+ ATMs nationwide. Use the China Bank branch/ATM locator at chinabank.ph. Key Metro Manila locations include Ayala Avenue, Makati CBD, Ortigas, BGC, and SM and Robinsons malls. The China Bank ATM network is also interoperable with BancNet and Mastercard Cirrus ATMs globally.
How do I apply for a China Bank home loan?
China Bank Philippines offers home loans for residential property purchase, house construction, and lot acquisition. Applications are submitted at any China Bank branch or via their website. Requirements include income documents, property documents, and a signed application form. Approval takes approximately 3–5 business days for complete documents; loan disbursement follows within 1–2 weeks of approval.
Does China Bank have a mobile app for online banking?
Yes. The China Bank Mobile app is available on iOS and Android. Features include fund transfers (InstaPay, PESONet, China Bank to China Bank), bills payment, credit card management, e-statements, and China Bank Savings account access. Register at any China Bank branch or online through the mobile app with your account number and registered mobile number.

Expired Codes Archive

We keep expired codes listed so you know what to avoid — and what replaced them.

Expired Code Original Offer Replacement
CBCPH500 ₱500 welcome bonus — 2025 Current active deal above
CBCNEW20 New card 20% off first purchase Current active deal above
CBCPAYDAY Payday extra 10% cashback See current deal above

Last updated: June 15, 2026 · Next check: June 22, 2026 · Tested on chinabank.ph (Philippines, mobile app)