Asia United Bank (AUB) is a Philippine commercial bank known for innovative banking products — particularly the AUB Easy Mastercard, AUB PayEasy Mastercard, and AUB credit card with flexible payment due date selection, a unique feature that lets cardholders choose their own monthly statement cut-off and due date. Founded in 1997, AUB has expanded to over 200 branches nationwide with a growing digital banking platform. Their credit cards are especially popular among Filipino OFWs and freelancers who need flexible payment schedules. AUB is recognized for customer-centric credit card features that traditional banks don't offer, making them a preferred card for self-employed and irregular income earners.

Visa & Mastercard Cashback on AUB Credit Card
AUB Mastercard · Partner merchants · All cardholders
Mastercard Exclusive Payday AUB Deal
AUB Mastercard · Payday event · Selected merchants
Existing AUB Cardholder Loyalty Rewards Bonus
Existing cardholders · Annual use · All card tiers
New AUB Credit Card Welcome Spend Bonus
New credit card applicants · First 30-day spending · Approved accounts
AUB PayEasy — Flexible Payment Due Date Benefit
AUB PayEasy card · Choose your cut-off · Any AUB card

How to Use These Codes

There are two reliable ways to apply a Asia United Bank Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website — the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.

Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically — you don't need to enter anything manually.

"Ang maganda sa AUB credit card ko ay pinili ko mismo kung kailan ang due date — pinagpareho ko sa sahod namin. Hindi na ako late sa payment dahil akma ang dating ng bill sa panahon na may pera ako. Swerte na natuklasan ko ang AUB."
Asia United Bank Philippines promo codes and verified discount vouchers — June 2026 deals updated weekly by TipidNation
Verified Asia United Bank Philippines coupon codes for June 2026. TipidNation tests every deal on the digital banking app before listing — no expired codes.

Asia United Bank vs. The Alternatives

When should you use Asia United Bank, and when is the competition the better bet? Here's the honest breakdown.

BDO
Largest Network
Most ATMs nationwide
SM banking tie-up
BPI
Oldest Bank
Strong travel rewards
Wide credit products
UnionBank
Digital Leader
Best digital banking
Fully app-based

AUB's standout advantage is the PayEasy flexible due date — a feature unique in the Philippine credit card market that helps freelancers, OFWs, and irregular earners avoid late payment fees by aligning billing cycles with their income schedule. BDO Philippines promo codes lead on ATM network size and SM shopping integration. BPI Philippines credit card deals are stronger for travel rewards. AUB is the recommended choice specifically for Filipinos who struggle with traditional fixed billing cycles.

Banking Products, Branches & Digital Features

AUB Philippines has over 200 branches and 300+ ATMs nationwide. Their product range includes savings accounts, current accounts, time deposits, credit cards, auto loans, and home loans. The AUB Mobile Banking app provides fund transfers, bills payment, credit card management, and e-statement access. AUB credit cards operate on the Mastercard network for global acceptance.

AUB's signature PayEasy feature is available on all AUB credit card tiers — Classic, Gold, and Platinum Mastercard. To select your due date, call the AUB credit card hotline or visit any AUB branch within the first 30 days of card activation. The due date can be set to align with any day of the month that matches your salary deposit schedule.

Your 5-Step AUB Credit Card Guide

1

Choose Your AUB Card

AUB Easy Mastercard (no annual fee first year), AUB Gold Mastercard (higher rewards), or AUB Platinum Mastercard (premium benefits). Match to your income level and spending patterns.

2

Apply Online or In-Branch

Submit at aub.com.ph or any AUB branch. Requirements: ITR or payslips (2 months), two valid IDs, and proof of income. Employment certificate for first-time credit card applicants.

3

Set Your Preferred Due Date

After approval, call AUB's credit card hotline or visit a branch to select your preferred monthly due date using the PayEasy feature — align it with your salary day.

4

Activate and Use

Activate your AUB credit card via phone or in-app. Use it at partner merchants to earn reward points on every purchase from day one.

5

Redeem Your Rewards

Redeem accumulated points via the AUB Mobile Banking app or by calling the rewards redemption hotline. Points can be converted to cash credits, gift vouchers, or partner airline miles.

Frequently Asked Questions

What makes AUB credit card different from other Philippine credit cards?
AUB's PayEasy feature is unique in the Philippine credit card market — it allows cardholders to choose their own monthly statement cut-off and due date. This means you can set your billing cycle to arrive when you have money (e.g., day after salary), dramatically reducing late payment risk for irregular income earners, OFWs receiving monthly remittances, or freelancers with variable income schedules.
Is AUB Philippines safe and BSP-licensed?
Yes. Asia United Bank is a BSP-licensed commercial bank, PDIC member, and publicly listed on the Philippine Stock Exchange (PSE: AUB). Founded in 1997, AUB has operated for over 25 years as a regulated Philippine commercial bank with a full branch network and audited financial statements.
What is the minimum income requirement for an AUB credit card?
AUB credit card minimum income requirements vary by card tier. The AUB Easy Mastercard typically requires a minimum monthly income of ₱15,000 for salaried employees. Self-employed applicants may need to show Business Registration documents and bank statements. Check the latest income requirements at aub.com.ph as they are updated periodically.
Where can I find AUB branches and ATMs in the Philippines?
AUB has over 200 branches primarily in Metro Manila, key provincial cities (Cebu, Davao, Iloilo, Cagayan de Oro), and growing Luzon coverage. Use the AUB branch locator at aub.com.ph. AUB ATMs are also interoperable with BancNet and Mastercard Cirrus for withdrawals from any Philippine BancNet ATM and globally.
Does AUB have a mobile banking app?
Yes. AUB Mobile Banking is available on iOS and Android. Features include fund transfers (InstaPay, PESONet, AUB to AUB), bills payment, credit card balance and statement viewing, and e-PIN management. Register through any AUB branch or online through the AUB website using your account number and registered mobile number.

Expired Codes Archive

We keep expired codes listed so you know what to avoid — and what replaced them.

Expired Code Original Offer Replacement
AUBPH500 ₱500 welcome bonus — 2025 Current active deal above
AUBNEW20 New card 20% off first purchase Current active deal above
AUBPAYDAY Payday extra rewards bonus See current deal above

Last updated: June 15, 2026 · Next check: June 22, 2026 · Tested on aub.com.ph (Philippines, mobile app)