Asia United Bank (AUB) is a Philippine commercial bank known for innovative banking products, particularly the AUB Easy Mastercard, AUB PayEasy Mastercard, and AUB credit card with flexible payment due date selection, a unique feature that lets cardholders choose their own monthly statement cut-off and due date. Founded in 1997, AUB has expanded to over 200 branches nationwide with a growing digital banking platform. Their credit cards are especially popular among Filipino OFWs and freelancers who need flexible payment schedules. AUB is recognized for customer-centric credit card features that traditional banks don't offer, making them a preferred card for self-employed and irregular income earners. Check our best Payday Sale rates and deals below.
Tap a card, copy the code, paste it at checkout.
How to Use These Codes
There are two reliable ways to apply a Asia United Bank Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website, the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.
Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically, you don't need to enter anything manually.
Asia United Bank vs. The Alternatives
When should you use Asia United Bank, and when is the competition the better bet? Here's the honest breakdown.
PayEasy feature
SM banking tie-up
Wide credit products
Fully app-based
AUB's standout advantage is the PayEasy flexible due date, a feature unique in the Philippine credit card market that helps freelancers, OFWs, and irregular earners avoid late payment fees by aligning billing cycles with their income schedule. BDO Philippines promo codes lead on ATM network size and SM shopping integration. BPI Philippines credit card deals are stronger for travel rewards. AUB is the recommended choice specifically for Filipinos who struggle with traditional fixed billing cycles.
Banking Products, Branches & Digital Features
AUB Philippines has over 200 branches and 300+ ATMs nationwide. Their product range includes savings accounts, current accounts, time deposits, credit cards, auto loans, and home loans. The AUB Mobile Banking app provides fund transfers, bills payment, credit card management, and e-statement access. AUB credit cards operate on the Mastercard network for global acceptance.
AUB's signature PayEasy feature is available on all AUB credit card tiers, Classic, Gold, and Platinum Mastercard. To select your due date, call the AUB credit card hotline or visit any AUB branch within the first 30 days of card activation. The due date can be set to align with any day of the month that matches your salary deposit schedule.
Your 5-Step AUB Credit Card Guide
Choose Your AUB Card
AUB Easy Mastercard (no annual fee first year), AUB Gold Mastercard (higher rewards), or AUB Platinum Mastercard (premium benefits). Match to your income level and spending patterns.
Apply Online or In-Branch
Submit at aub.com.ph or any AUB branch. Requirements: ITR or payslips (2 months), two valid IDs, and proof of income. Employment certificate for first-time credit card applicants.
Set Your Preferred Due Date
After approval, call AUB's credit card hotline or visit a branch to select your preferred monthly due date using the PayEasy feature: align it with your salary day.
Activate and Use
Activate your AUB credit card via phone or in-app. Use it at partner merchants to earn reward points on every purchase from day one.
Redeem Your Rewards
Redeem accumulated points via the AUB Mobile Banking app or by calling the rewards redemption hotline. Points can be converted to cash credits, gift vouchers, or partner airline miles.
Frequently Asked Questions
Past Offers Archive
A record of past promotions so you know what's changed, and what replaced them.
Swipe the table sideways →
| Past Offer | Replaced By |
|---|---|
| ₱500 welcome bonus, 2025 | Current active deal above |
| New card 20% off first purchase | Current active deal above |
| Payday extra rewards bonus | See current deal above |
Last updated: September 15, 2026 · Next check: September 22, 2026 · Tested on aub.com.ph (Philippines, mobile app)