GCash Mynt Stock Price Prediction 2027: What the Numbers Say

 Not financial advice. This article is for education only. It does not recommend that you buy, sell, or hold GCASH shares. Stock prices can fall as well as rise, and you can lose some or all of your money. Forecasts below come from third parties and can be wrong. Talk to a licensed adviser before you invest.

GCash IPO Debut: Largest in Philippine History

Mynt, Inc. made its debut on the Philippine Stock Exchange on October 20, 2026 under the ticker GCASH. According to GMA News, the IPO raised ₱60.9 billion, which the PSE called the largest maiden offering in the local market's history. The shares opened at ₱6.64, touched ₱6.76, and closed at the ₱6.60 offer price.

GMA News also reported a market value of about ₱441.5 billion at the open. Retail took part too: the PSE said about 140,725 GCash users put in roughly ₱1.1 billion through the app. If you missed the offer period, our GCash IPO guide explains how to buy now.

Chart of GCASH closing price from October 20 to 23, 2026 against the 6.60 peso IPO price — GCASH closing prices, Oct 20 to 23, 2026. Sources: GMA News, BusinessMirror, stockanalysis.com.

GCASH Stock Price Since the IPO

The first week has been soft. BusinessMirror reported a ₱6.59 close on day two, and Abacus Securities noted that the flat first day suggested active price stabilization by the underwriters. Data from stockanalysis.com shows GCASH at ₱6.27 on October 23, down 4.42% on the day and about 5% below the offer price.

Date	Close	Versus ₱6.60 IPO
Oct 20 (debut)	₱6.60	Flat
Oct 21	₱6.59	-0.15%
Oct 22	₱6.56	-0.61%
Oct 23	₱6.27	-5.00%

One thing to watch: Entrepreneur Asia reports that UBS can buy up to 1.204 billion overallotment shares within 30 days of listing to stabilize the price. When that window ends, the stock trades without that support. Check live prices on the PSE or your broker, because these figures move daily.

What Analysts Expect for 2026 and 2027

Mynt reported ₱17.2 billion in net income on ₱79.7 billion of adjusted revenue in 2025, according to Journal News, which also cited Morgan Stanley's 2026 net income estimate of ₱21.2 billion. COL Financial is a little more cautious on 2026 and sets out the 2027 path:

Metric	2025	2026 forecast	2027 forecast
Revenue (COL Financial)	₱79.7B	₱91.7B (+15%)	₱113.6B (+24%)
Net income (COL Financial)	₱17.2B	₱20.4B (+18%)	₱25.8B (+26.8%)
Price to earnings at ₱6.60	about 26x	about 22x	about 17x

Those forecasts come from BusinessMirror and Entrepreneur Asia. The same coverage notes that first-half 2026 net income grew 7.3% while revenue grew 10.4%. The 2027 numbers assume profit growth speeds up, which is the main thing the stock now has to prove. Valuations from AB Capital Securities (₱531 billion to ₱834 billion in equity value, by DCF) ran well above the ₱441.5 billion at listing, but the market is now pricing the shares below that.

GCash Mynt Stock Price Prediction 2027: 3 Scenarios

Here is the math, not a forecast. Take 2027 net income, divide by about 66.9 billion shares to get earnings per share, then multiply by a price-to-earnings (P/E) multiple the market might pay. At ₱6.27, GCASH trades at about 16x COL's 2027 earnings.

Bar chart of three GCASH 2027 price scenarios: 4.27, 6.56 and 8.48 pesos per share — Illustrative scenarios only. Earnings per share multiplied by an assumed P/E.

Scenario	2027 net income	EPS	P/E	Implied price
Cautious	₱20.4B (no growth from 2026)	₱0.30	14x	₱4.27
Middle	₱25.8B (COL forecast)	₱0.39	17x	₱6.56
Optimistic	₱25.8B (COL forecast)	₱0.39	22x	₱8.48

The multiples are our assumptions. We picked 14x, 17x, and 22x to bracket today's forward P/E and the roughly 22x on 2026 earnings that analysts cited at the IPO price. A profit miss with a lower multiple lands near ₱4. Hitting the forecast and keeping a premium multiple lands near ₱8.50. The shares also have no fixed floor or ceiling, so real prices can land outside this range.

Want to Own a Slice of GCash?

See how to buy GCASH through GStocks PH or a PSE broker, and what the starter board lot costs.

GCash IPO guide → GCash deals →

Risks That Could Pull the Price Down

Slower profit growth. Net income grew slower than revenue in the first half of 2026, and Abacus Securities flagged the risk of a disappointing first earnings report after a quarter-on-quarter dip in Q2.
Regulation. First Metro Securities warned that tighter online gambling rules could weigh on earnings more than expected.
Credit quality. Lending is a growth driver. Rising bad loans would hurt profit.
Macro pressure. The peso closed at a record low of ₱63.09 to the dollar on debut day, per GMA News. Entrepreneur Asia says inflation reached 7.2% in September and a 25 basis point rate hike is expected.
Selling by early holders. Per SunStar, only ₱10.6 billion of the ₱60.9 billion was new money for the company. The other ₱50.3 billion came from existing investors selling their stakes.

What Could Push It Up

Earnings that beat. Meeting COL's ₱25.8 billion in 2027 is what the optimistic case needs.
A growing loan book. COL projects the credit arm to reach ₱132.3 billion by 2028, according to BusinessMirror.
Ecosystem growth. More users using savings, insurance, and investing products adds revenue beyond payments, as the Journal News coverage points out.
A friendlier market. A stronger peso and lower rates would help the whole PSE.

Dates to Watch Before 2027

Early to mid November: Mynt's first quarterly results via Globe Telecom, per Abacus Securities.
Around November 19: the end of the 30-day stabilization window, by our count from the listing date.
The BSP's next rate decision: it affects the whole market.
Mynt's 2026 full-year results: they show whether the ₱20.4 billion estimate was right.

How to Think About It as a Filipino Investor

A single stock is a risky bet. If you want GCash exposure, size it as a small part of a portfolio, and consider building a base first. Our guide on online stock brokers in the Philippines compares costs, and Philippine vs US stocks helps you decide where the rest of your money goes. Stock transaction costs still apply, so a short-term trade needs a price move larger than the fees.

Sources and Further Reading

Frequently Asked Questions

What is the GCash (Mynt) stock price prediction for 2027?

No one can predict it reliably. Using COL Financial's 2027 net income forecast of ₱25.8 billion and about 66.9 billion shares, a stock priced at 14x to 22x earnings works out to roughly ₱4.27 to ₱8.48. That is arithmetic, not a forecast.

What is the GCash stock ticker?

Mynt, Inc. trades on the Philippine Stock Exchange Main Board under the ticker GCASH. It listed on October 20, 2026 at an IPO price of ₱6.60 per share.

How much did the GCash IPO raise?

About ₱60.9 billion, which the PSE called the largest maiden offering in Philippine market history. It topped Monde Nissin's ₱55.89 billion IPO in 2021. Reports say about ₱10.6 billion was new capital for the company and the rest came from existing shareholders selling.

Is GCash stock a good buy?

That depends on your goals, time horizon, and risk tolerance, and we cannot answer it for you. Read the risks, check the valuation against earnings growth, and speak to a licensed adviser if you are unsure. Only invest money you can leave alone.

Why did GCASH fall below the IPO price?

It closed flat at ₱6.60 on day one, then slipped to ₱6.59, ₱6.56, and ₱6.27 by October 23. Brokers cited a weak market, a record-low peso, and caution before Mynt's first post-IPO earnings. Short-term moves after a listing are common and say little about the long term.

When is the next Mynt earnings report?

Abacus Securities said Mynt's results come through Globe Telecom's third quarter release, likely in the second week of November. Watch for net income growth, since first-half 2026 profit grew slower than revenue.

How do I buy GCASH shares?

You can buy through GStocks PH inside the GCash app or through a PSE-licensed stock broker. Our guide to the GCash IPO covers the steps and the ₱660 starter board lot.

Disclaimer: this is general information, not investment, legal, or tax advice. TipidNation is not a licensed investment adviser and does not own or recommend any security. Figures were gathered from the public sources above as of October 24, 2026 and may have changed. Past performance does not predict future results.