What GoTyme PH Stocks Is
GoTyme already gave Filipinos a bank account, a debit card and savings tools in one app. In April 2026 it added PH Stocks, which puts the Philippine Stock Exchange in the same place. Press coverage describes it as part of a push toward financial inclusion and longer-term investing.
You do not open a separate brokerage login. Orders are routed through DragonFi Securities, the broker partner named in launch reports. DragonFi is also one of the brokers listed inside Maya Stocks, so the name may look familiar.
How Buying a Stock Works
- Open PH Stocks. Find the feature in the GoTyme app and complete any broker account setup it asks for.
- Fund your account. Move money in from your GoTyme account. GoTyme says funding is instant.
- Pick a stock. Search a PSE ticker, such as JFC, and check the price and the lot size.
- Place the order. Choose how many shares to buy and review the fees before you confirm.
- Track and sell. Watch the position in the app. Selling adds the 0.1% sales tax.
Fee Math With a Real Example
GoTyme's own FAQ uses a clean example. Buy 100 shares of a ₱10 stock and you pay ₱1,000 for the shares plus ₱2.95 in fees. The total comes to ₱1,002.95. Brokerage commissions and other charges can vary, so look at the order screen before you tap confirm.
| Cost | Amount | Notes |
|---|---|---|
| Buy 100 shares at ₱10 | ₱1,000.00 | From GoTyme's FAQ example |
| Fees on that buy | ₱2.95 | Rates can change |
| Total cost | ₱1,002.95 | Before any price move |
| Sales tax when selling | 0.1% | Of the gross trade amount |
The 0.1% rate matches the lower stock transaction tax that took effect on July 1, 2025. For a longer breakdown of those numbers, see our online stock brokers guide.
Risks and Limits to Keep in Mind
A stock price moves every trading day, and PSE shares can fall for months. A small purchase limits the damage while you learn. Also note that PH Stocks is new, so features, limits and fees can change. GoTyme's help center lists funding limits, and one page mentions a ₱500,000 per-transaction cap, so check the app before a large transfer.
Dividends, board lots and taxes work the same way as at any PSE broker. If you hold a stock for years, the broker app matters less than the company you chose.
Who Should Use It
PH Stocks fits people who already use GoTyme Bank and want a first PSE position without a second app. It is a good way to learn how board lots, prices and fees work with a small amount.
It is a weaker fit if you want deep research, charting tools or US stocks. For those, look at a full broker or at Philippine stocks vs US stocks. Also remember that a stock is not a savings account. Keep your emergency fund in a bank.
See the latest GoTyme Bank promos, then decide how much to try with PH Stocks.
A practical way to start: pick one company you already use, such as a food chain or a telco, and buy the smallest lot. Check the position again after a month. You learn more from one small real trade than from a week of reading.
Before Your First Trade
Want to compare apps? Our Maya Stocks vs GStocks vs GoTrade guide covers the wallet-based options.
GoTyme is one of several digital banks that now do more than savings.