MariBank Pamasko at a Glance
The MariBank Pamasko campaign pays a random reward to you and to the friend you refer. The poster promises a chance at up to ₱588 per successful referral. Last checked: October 15, 2026.
| Detail | What MariBank says |
|---|---|
| Campaign period | October 1, 2026 to January 31, 2027 |
| Reward tiers | ₱48, ₱88, ₱188 or ₱588, picked at random |
| Who gets paid | You and your referred friend each get a random reward |
| Task for your friend | Deposit at least ₱1,000 and hold it for 3 days |
| Monthly limit | Rewards count for the first 100 referred friends each month |
How to Claim Your MariBank Pamasko
Share your referral code
Your friend needs your code before they sign up, such as TipidNation's code JA775362. It cannot be added after registration.
Friend opens an account
They download the MariBank app and type your code in the "Referral Code" field under the "Mobile Number" field.
Friend deposits ₱1,000 or more
The first deposit must be at least ₱1,000. Transfers from another bank or e-wallet work, and most banks support free transfers.
Hold the balance for 3 days
The money should stay in the account until the task is complete.
Open your Pamasko envelope
You both get a random reward after the task, as early as day 3 per MariBank's example. Look for the "Enjoy your Pamasko" envelope in the app.
Rules That Can Void Your Reward
Only the first deposit counts, and deposits under ₱1,000 void eligibility. Read these points before you invite anyone:
- A first deposit under ₱1,000 loses eligibility, even if your friend tops up later.
- You can refer as many friends as you like, but rewards only count for the first 100 referred friends per month.
- Unused referral slots do not carry over to the next month.
How Much Can You Really Earn?
Each reward is random, so ₱588 is the ceiling and not a promise. Referral rewards are not an income guarantee. If you refer many friends, check with the BIR how such rewards are treated.
Is MariBank Pamasko Worth It?
The ₱1,000 deposit stays your money, so the main cost is leaving it in the account for 3 days. MariBank's app showed a savings rate of up to 3.75% p.a. on October 15, 2026, and the account has no monthly fee, according to our MariCard cashback guide. If you are new, read how to open a MariBank account and whether MariBank is safe. Our referral code guide covers the standard sign-up offer, which can differ from Pamasko.
Frequently Asked Questions
TipidNation may earn commissions from qualifying purchases through affiliate partnerships. This helps support the platform at no additional cost to users.
Use the TipidNation referral code JA775362 when you register, then follow the deposit and hold steps above.