Caps and Minimums
The promo works on physical MariBank Card, in-store purchases until January 31, 2027. Caps reset monthly. Terms apply, so check the app for current limits.
| Merchant | Cashback | Minimum spend | Monthly cap |
|---|---|---|---|
| SM Store | 3% | None listed | ₱500 |
| UNIQLO | 3% | None listed | ₱500 |
| Watsons / LOOK | 3% | None listed | ₱500 |
| Yellow Cab | 3% | ₱1,000 | ₱300 |
What You Need to Spend
A 3% rate on a ₱500 cap means you reach the cap at roughly ₱16,667 of spend at one brand in a month. Yellow Cab needs a ₱1,000 minimum, and a ₱300 cap means about ₱10,000 of spend. Most people will not hit the cap, so treat these as the ceiling.
| Example spend | Merchant | Cashback at 3% |
|---|---|---|
| ₱2,000 | SM Store | ₱60 |
| ₱1,500 | UNIQLO | ₱45 |
| ₱800 | Watsons / LOOK | ₱24 |
| ₱1,200 | Yellow Cab | ₱36 |
The 3% promo needs the physical card. Sign up with MBTIPIDNATION and order it in the app.
How to Max It Out
- Order the card early. Delivery takes time, and the promo ends January 31, 2027.
- Pay with the physical card. The promo is for in-store purchases. Online orders may not count.
- Split big purchases by merchant. Each brand has its own monthly cap.
- Watch the Yellow Cab minimum. Combine orders in one receipt to reach ₱1,000.
- Track credits in the app. Cashback timing follows MariBank terms.
The 1% overseas and other card rewards are separate. See the full Christmas campaign guide and our MariBank cashback guide. Holiday shopping? Compare with Shopee deals before you buy.
Open your MariBank account through our link and use the card at the four merchants.