BDO's UnionPay program publishes destination-specific offers. Check the validity dates before you fly.
BDO cardholders · Selected destinations · Validity per promo
Active
RCBC UnionPay Cross-Border Spend Discount
RCBC has run cross-border spend discount campaigns on UnionPay cards. Watch for new windows.
RCBC cardholders · Cross-border purchases · Campaign based
Active
11.11 Sale: Online Spend Offers for UnionPay Cards
RCBC ran online spend discounts at Lazada, Shein and AirAsia until June 30, 2026, and BDO ran a 5% supermarket, drugstore and gas rebate through September 30. Watch for sale-day renewals.
Nov 11, 2026 · RCBC and BDO · Check windows
Active
New UnionPay Card Applicant Welcome Offer
Apply through a partner bank and see the current welcome offer for new UnionPay cards.
New cardholders · Spend requirement · Terms apply
UnionPay is the card network behind a lot of spending in China, Hong Kong and Macau, and BDO, RCBC Bankard and PNB issue UnionPay cards for Filipinos who travel there. Think cashback at Shanghai department stores, dining discounts in Osaka and duty-free perks in Hong Kong. The offers below group the typical travel and shopping campaigns. Planning a trip? Our travel credit card promos guide shows how to pair rewards with airfare deals.
There are two reliable ways to apply a UnionPay Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website, the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.
Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically, you don't need to enter anything manually.
"Nag-Shanghai kami ng pamilya ko nung Golden Week, tapos UnionPay ang ginamit ko sa mall at restaurant. Ang gaan kasi may discount na agad sa counter. Hindi ko na kinailangan mag-withdraw ng maraming yuan."
UnionPay Philippines China and Japan travel card offers, updated weekly by TipidNation. Check the terms of each offer before you apply or send.
UnionPay vs. The Alternatives
When should you use UnionPay, and when is the competition the better bet? Here's the honest breakdown.
UnionPay
China and Japan Strength
Mainland acceptance Regional travel offers
Visa
Global Acceptance
Widest worldwide Wide partner promos
Mastercard
Strong Rewards
Global network Many bank tie-ups
JCB
Japan Specialist
Japan perks Premium partners
UnionPay is the best fit if your trips head to mainland China or Hong Kong. Visa Philippines promo codes and Mastercard Philippines deals cover the rest of the world, while JCB Philippines offers compete directly for Japan-bound travelers. Carrying one UnionPay card and one Visa or Mastercard is a common setup.
Where UnionPay Works and How to Apply
UnionPay cards are issued by partner Philippine banks, so you apply through your bank rather than UnionPay directly. Acceptance is strong in China and widening in Japan, Hong Kong and parts of Southeast Asia.
Offers are bank-specific and usually require card registration. Always read promo validity dates, since some end months before a trip you planned for the holidays.
Your 5-Step UnionPay Card Guide
1
Pick an Issuing Bank
Compare UnionPay cards from banks such as BDO and RCBC for fees and rewards.
2
Check Eligibility
Review income requirements and annual fee before applying.
3
Apply and Activate
Submit your documents, then activate and set a PIN once the card arrives.
4
Register for Offers
Join issuer promo pages and note validity dates.
5
Pay Smart Abroad
Choose local currency at checkout and track foreign transaction fees.
Frequently Asked Questions
What is UnionPay and where is it accepted?
UnionPay is a card network founded in China in 2002. It is widely accepted across China and in many countries across Asia.
Which Philippine banks issue UnionPay cards?
BDO, RCBC Bankard and PNB issue UnionPay cards with contactless enabled. Bank of China Manila and AllBank also issue UnionPay debit cards. Confirm availability with each bank.
Are UnionPay promos available all year?
No. Offers run for set periods, and some have already ended. Check validity dates on the bank's promo page.
Do I need a special card to use UnionPay in Japan?
You need a UnionPay card and a merchant that accepts it. Check the terminal logo before ordering.
UnionPay or Visa for Hong Kong trips?
Both work widely. UnionPay can have China-focused discounts, while Visa covers more global merchants.
Are there foreign transaction fees on UnionPay cards?
Yes, issuing banks usually charge them. Review your card's fee schedule before you travel.
Can I use UnionPay for online shopping?
Some merchants accept it online. Check at checkout, since acceptance outside China varies.
Still Here? Don't Leave Without the Code
9 active UnionPay codes, free to use, no sign-up required.
