Key Promos & Highlights
Bank and card-network discounts run separately from Shopee, Lazada, or Temu's own vouchers, which is exactly why they're worth checking before checkout. A card discount reduces the amount charged at payment, so it layers on top of a platform voucher that already discounted the cart subtotal, two separate savings on the same order rather than one replacing the other.
Key 10.10 Vouchers & Promos
| Card | Current 10.10 Deal |
|---|---|
| Visa | 10.10 Sale: up to 60% off sitewide, plus a standing ₱650 off promo code |
| BDO | 10.10 Sale: up to 55% off sitewide, plus a ₱400 off promo code |
| BPI | 55% off BPI flash sale, plus a ₱300 off promo code |
| Mastercard | 10.10 Sale: up to 40% off sitewide, plus a ₱550 off promo code |
Check your card's active discount before checkout, it stacks on top of your platform voucher.
How to Stack a Card Discount Correctly
Apply any platform voucher or seller discount first, since those typically reduce the listed item price before the order total is calculated. Pay with the eligible card last, the card discount or promo code applies at that final payment step. Some banks require activating the 10.10 promo inside the bank's own app a few days ahead, worth checking before the sale rather than during checkout when something's already in your cart.
Beyond BDO, BPI, Mastercard, and Visa, Metrobank, UnionBank, Security Bank, and RCBC all typically layer their own installment or cashback promos onto the same 10.10 window too. For everything else running a 10.10 code this year, the full 10.10 Sale Philippines guide covers every brand in one place.