✓ Checked October 13, 2026 · 7 codes live 🔥 New codes checked weekly, bookmark this page.
Active
Up to ₱3,000 Cashback on Spend Anywhere
BDO has run a spend-anywhere cashback of up to ₱3,000 on its American Express cards. Check BDO's promo page for the current window and minimum spend.
BDO Amex cardholders · Spend requirement · Promo window
Active
Up to ₱2,000 Dining Cashback on BDO Amex
A dining cashback of up to ₱2,000 ran on BDO Amex cards in August 2026. Watch BDO's promo page for the next round.
Restaurants · BDO Amex cardholders · Promo window
Active
Up to ₱5,000 Cashback on Buy Now Pay Later
BDO ran a cashback of up to ₱5,000 for Amex cardholders using buy now pay later in May 2026. Look for renewals before big purchases.
BDO Amex · Installment spend · Promo window
Active
Explore Asia With BDO American Express
BDO's Explore Asia travel promo for Amex cardholders runs until December 31, 2026, unless stated otherwise on the promo page.
Asian destinations · Until Dec 31, 2026 · Terms apply
Active
11.11 Sale: Online Cart Cashback Check for Amex
Online sale days are when card promos tend to appear. Check BDO's American Express promo page before checkout for any 11.11 cashback.
Nov 11, 2026 · BDO promo page · Terms apply
Active
Black Friday Sale: Spend Cashback Watch for Amex
Black Friday weekend often brings card cashback and installment promos. Confirm any BDO Amex offer and its minimum spend first.
Nov 27 to 30, 2026 · BDO Amex · Terms apply
Active
Existing Cardmember BDO Rewards Points
Active BDO Amex cardmembers earn BDO Rewards points on purchases. Review the card guide for the earn rate on your tier.
Current BDO Amex users · Points earning · Card based

American Express has served cardmembers since 1850, and in the Philippines BDO is the exclusive issuer after buying Amex's local operations in 2007. That means every Amex card you can apply for here comes from BDO, along with the cashback, dining and travel promos below. If you are comparing premium cards, our best credit cards 2026 guide lays out fees, income needs and rewards.

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How to Use These Codes

There are two reliable ways to apply a American Express Philippines coupon. The fastest is to paste the code directly into the search bar at the top of the app or website, the discount applies automatically to eligible products before you reach checkout. Alternatively, click through our verified link and the code auto-applies as you browse.

Once you're at the checkout page, double-check the voucher or coupon section. Any stored vouchers in your account will appear here and can be applied on top of sale prices. If you're a new user, your welcome code activates automatically, you don't need to enter anything manually.

"Sa BDO Amex ako nagbu-book ng staycation sa Makati kapag anniversary namin ng asawa ko. May dining cashback pa nung Agosto, kaya kahit mahal ang dinner sa BGC, may balik. Hindi lang lahat ng tindahan tumatanggap, kaya may backup akong Visa."
American Express Philippines BDO Amex cashback and travel offers: 7 offers updated weekly
American Express Philippines BDO Amex cashback and travel offers, updated weekly by TipidNation. Check the terms of each offer before you apply or send.

American Express vs. The Alternatives

When should you use American Express, and when is the competition the better bet? Here's the honest breakdown.

BDO
Exclusive Amex Issuer
Largest local bank
Wide promo calendar
Visa
Widest Acceptance
Accepted nearly everywhere
Many bank promos
Mastercard
Balanced Rewards
Global acceptance
Frequent promos

Amex is best when you value perks over acceptance. BDO Philippines promo codes cover the whole BDO card family, including Amex, while Visa Philippines promo codes and Mastercard Philippines deals work in more places. Carrying one of each is common among Filipino travelers.

Where Amex Is Accepted and How to Apply

American Express acceptance in the Philippines is strong in malls, hotels and fine dining, but smaller shops and sari-sari stores often do not take it. All Amex cards in the country are issued through BDO.

Keep a Visa or Mastercard as a backup. If you shop at a wet market in Cebu or a roadside stall in Tagaytay, you will need another payment method. Planning for the 11.11 Sale Philippines or Black Friday Sale? Confirm online acceptance on each store first.

Your 5-Step BDO American Express Application Guide

1

Compare BDO Amex Cards

Review annual fees, rewards and income requirements across BDO's American Express cards.

2

Gather Your Requirements

Prepare IDs, proof of income and billing proof.

3

Apply Through BDO

Submit your application online or at a BDO branch.

4

Activate Your Card

Set a PIN and enable alerts through the BDO app.

5

Check Promo Windows

Review BDO's American Express promo page before large purchases.

Frequently Asked Questions

Is American Express accepted in the Philippines?
Yes, mainly in malls, hotels, restaurants and online. Smaller merchants may not accept it, so carry another card.
Who issues American Express cards in the Philippines?
BDO is the exclusive issuer of American Express cards in the Philippines. American Express's own FAQ says it partners with BDO.
How long has American Express existed?
American Express started in 1850 in New York and grew into a global payments and travel company. BDO took over its Philippine card operations in 2007.
What cashback promos does BDO run for Amex?
BDO has listed cashback of up to ₱3,000 on spend anywhere, up to ₱2,000 on dining, and up to ₱5,000 on buy now pay later during 2026. Windows and minimums change, so check BDO's promo page.
Do Amex rewards expire?
Rules depend on the card program. Review the BDO terms to see how points are earned and redeemed.
Amex vs Visa for everyday spending?
Visa is accepted more widely, while Amex offers premium perks. See the Visa page for comparison.
Still Here? Don't Leave Without the Code

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Past Offers Archive

A record of past promotions so you know what's changed, and what replaced them.

Swipe the table sideways →

Past Offer Replaced By
Dining Cashback up to ₱2,000, August 2026 Dining cashback above
Buy Now Pay Later Cashback up to ₱5,000, May 2026 BNPL cashback above
Spend Anywhere Cashback up to ₱3,000, earlier 2026 window Spend anywhere cashback above
Holiday Dining Credits, December 2025 Explore Asia travel promo above

Last updated: October 13, 2026 · Next check: October 20, 2026 · Deals refreshed weekly by TipidNation

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